International Fund vs. G fund

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Q. I have about 10 percent of my TSP invested in the International Fund and about 90 percent invested in the G fund. I do not want to take payments for the International Fund because it is down so much. Can I just take payments from the G fund and wait until the International Fund recovers, or do I have to take a proportional amount form each fund?

A. Any distributions will come from your investment funds proportionally. You may rebalance after the withdrawal is made, however.

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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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