Q. I have been vested in the Thrift Savings Plan for nearly 14 years and I am very concerned about a stock market collapse. I have moved everything to the G Fund. However, hyperinflation will consume the purchasing power of the dollar. Why doesn’t TSP have an investment alternative targeting precious metals, similar to various private sector investment companies?
A. Because the Federal Reserve Thrift Investment Board, which makes those decisions, hasn’t included one. You should note that it is possible to produce an inflation-hedged portfolio by diversifying your account among the existing five TSP funds.