Monthly limits on TSP


Q. I’m 60 years old and receiving a full Thrift Savings Plan annuity at set monthly payments. For 2013, I want to increase the payments using Form TSP 73 to cover anticipated expenses for a family wedding. The following year, I want to again submit TSP 73 to significantly lower my payment for 2014, as I will have some anticipated income and won’t need the extra money. Other than the $50 minimal monthly withdrawal amount, are there any dollar restrictions in setting the monthly withdrawal amounts year to year?

A. Just to be clear, you are receiving automatic monthly payments from your TSP account, not an annuity. There is no upper limit on the monthly payment amount.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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