Retirement contact info

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Q. I am a former employee that left employment with the federal government three years ago. I was under the old CSRS Offset system (23 years). I am 59 years old. It is my understanding that I can apply for my retirement at age 62. How do I go about doing that? Do I contact the Office of Personnel Management in Boyers, Pa.? Also, what forms do I need to complete? Is it possible to receive my retirement sooner than age 62? Do you have contact information for the OPM office?

I also participated in FERS (Thrift Savings Plan only, no match). How do I access these funds? Do you have the contact information for the TSP?

A. Mike: Visit www.tsp.gov for TSP account access and contact information.

Reg: If you didn’t take a refund of your retirement contributions when you left, you can apply for a deferred retirement at age 62. You can download the required form at www.opm.gov/forms/pdf_fill/opm1496.pdf and mail it to OPM when you’ve completed it. The address is on the form. If you need to reach OPM, you can call them at 1-888-767-6738 or 724-794-2005.

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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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