Q. I’m a federal employee, I contribute 6 percent to my Thrift Savings Plan account I’m planning on putting more into my account this year. When the market went sour and I lost money, I put everything in the G Fund. If that fund doesn’t do anything, is there any advice you can give me?
A. Sounds like you’ve done exactly the opposite of what you should have done. Managing your resources to support your financial goals with a minimum of risk is complex exercise. It requires strong analytic skills, diligence and a cool head. If you’re not up to the task, I suggest that you find someone to help you. There is no one-size-fits-all investment strategy.