TSP allocation


Q. I am 26 years old and have been investing into TSP (Roth) for about seven months. I am currently investing at just above 10 percent of base pay. I was investing into G Fund at 100 percent and recently moved to the L Fund 2040 at 100 percent. I have zero experience with investing and took this advice from a friend’s parent who has experience. Was this the right move?

A. Based only on your age, which is the only relevant clue you’ve provided, I think that the L 2050 Fund would have been a better choice. The person responsible for producing the results should have the final say, however.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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