Q. I have applied for FERS Disability Retirement and am 52 years old. To relocate my family, I will have a need for a withdrawal from my TSP. Will I be subject to the 10-percent penalty on early withdrawals, and how long would it normally take to receive my withdrawal?A. You will be subject to the early withdrawal penalty unless you qualify for one of the exceptions listed on page 7 of the notice at: https://www.tsp.gov/PDF/formspubs/tsp-536.pdf. You should expect to receive your withdrawal within about 10 days from the date your request is processed.