Roth vs. Traditional


Q. I am looking at my current contributions and comparing Roth, Traditional or a combination of both. In retirement, can I withdrawal from just the traditional side of TSP and leave the Roth alone until later in retirement?

A. No. Under the current rules, your withdrawals will come, proportionately, from both the Traditional and Roth accounts.


About Author

Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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