Q. I moved my funds to the F, I, S, and C funds recently and am continuing to lose money. Wondering how I might reallocate or if I just need to wait a while to see if I recoup my funds. Can you help? I am near retirement so I was probably not being cautious enough.
A. The time to avoid risk that you either could not or afford, did not need, to take was before the loss occurred. Fortunately, when it comes to the TSP funds, what goes down will eventually go back up. Unfortunately, it’s impossible to know when.