Q. I turned 70 on Sept. 1, 2016. I know that I will have to make a required minimum distribution (RMD) from my TSP account when I turn 70½. I made a partial withdrawal of about $15,000 in 2009. Would this count for an RMD, even though it was 7 years ago?
A. The RMD must be taken from your account during the calendar year in which it is required, except for the first RMD, which may be deferred into the following year. Distributions from prior years may not be used to satisfy the current RMD.