Mandatory TSP withdrawal


Q. I understand that I will be required to take a TSP withdrawal at age 70. However, if I am still working and have not yet retired at age 70, do I still have to take a withdrawal?

A. Distributions from your TSP account will not be required until you are both separated from federal service and have reached age 70 ½.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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