Medicare Part B


Q. I am a FERS retiree, and I also draw Social Security disability. My wife is 69 years old and draws Social Security. Does she need to get Medicare Part B? She is under my health insurance under the FEHB; she has been covered since 1989. I am only 57.

A: Medicare Part B is optional, and not required, for FEHBP participants.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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