SRS eligibility


Q. I’m planning to retire from federal service at age 59 with 26 of federal service. Will I be eligible for the SRS at this time, or would I have to wait until I’m 60 years old?

A. If you are retiring under FERS with an unreduced immediate annuity, you are eligible for the SRS.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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