Mandatory TSP CSRS distribution


Q: I retired CSRS 15 yrs. ago and now at age 70 1/2 years old It’s time to select a qualified distribution from my TSP funds.  My Question is this; does my investment scheme remain the same after I start withdrawing money or does TSP move them to a fund of their choice?

A: You must continue to manage your TSP account for as long as you own it. Distributions are taken. Proportionately, from each fund position in your account and do not affect the asset allocation scheme you have imposed.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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