Q: I am 45 years old, with 23 years of Federal Service. I have a target retirement age of 62. I have $90,000.00 in The Life Cycle Fund 2050. I just want to try and maximize my investment potential but I am not familiar with investing. Can you give me some advice or strategy going forward. Thanks.
A: I suggest that you consider investing your entire account in the Lifecycle fund that most closely corresponds to your life expectancy.