TSP allocation


Q. Allocation of TSP funds differ from person to person, but what would you suggest to a young person in their career to invest money within the TSP fund?

A. Without the required analysis of your current and future resources, goals and constraints, the best I can do is to recommend that you invest your account balance in the L Fund that most closely corresponds to your life expectancy.

This won’t manage your resources to your objectives, but it will tend to maximize your account’s expected value 20-plus years out.


About Author

Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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