Annuity under FERS


Q. When one retires under FERS, is it the last three years’ annual salary or the last three highest salaries that determine the benefits?

A. Your High-3 is computed using the 36 consecutive months of salary history that produces the greatest sum.


About Author

Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

Leave A Reply