TSP funds after retirement

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Q. I want to keep my money in my TSP account when I retire. In which fund or funds should I have my money allocated?

A. Keeping your money in the TSP for as long as possible is, in general, a good idea. If you don’t know how to invest to safely support your goals, then I recommend that you consider using the L Fund that most closely corresponds to your life expectancy.

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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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