Financial advisers


Q. I just attended a retirement seminar at the Naval Surface Warfare Center Philadelphia Division. It showed me just how complicated preparing for retirement can be. How can I locate a financial adviser who is familiar with all the complications of federal retirement? I am in the Philadelphia area.

A. The trick is finding a financial/investment adviser who is trustworthy, reasonably priced and familiar with federal benefits. This is not easy to do, but I suggest that you start your search at It may also help to cross-reference your search results with information available at

You should only consider candidates who:

  1. Accept fiduciary responsibility.
  2. Have no conflict with your interests.
  3. Charge fees of no more than about 0.75 percent of your portfolio’s value, per year.
  4. Can demonstrate the expertise you need.

About Author

Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

Leave A Reply