Windfall elimination provision

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Q. Are a spouse’s Social Security retirement benefits subject to the windfall elimination provision after the death of her husband who was a CSRS annuitant? She is eligible to receive the maximum CSRS benefit of 55 percent of her husband’s monthly annuitant benefit.

A. The WEP will not apply in the circumstance you describe: her own Social Security benefit and receiving CSRS survivor benefit.

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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to fedexperts@federaltimes.com and view his blog at money.federaltimes.com.

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