Browsing: survivor benefit

Q. I am employed by the federal government under the CSRS system, with 44 years of service. My ex-husband recently died in December 2017 and I am getting his Social Security benefits of $1,365 per month. If I retired at the end of December 2018 would I still continue to get his SSI benefits at that same amount or would they be drastically cut, or I may not even get any? My ex-husband never worked for the federal government; he was only a veteran. I only have 24 credits worked toward my SSI benefits.

Q. I have been employed in the federal government for approximately 23 years. I have been covered by FEHB the whole time. I may retire in the next two or three years, based on LEO retirement. My spouse worked for the federal government for 17 years under FERS, but resigned when we had children. She has been continuously covered by my FEHB plan. She intends to collect her pension when she turns 62. When I retire, will I need to elect the survivor benefit on my pension to ensure that she has FEHB coverage should something happen to me or can she get…

Q. I divorced five years ago, after my retirement. My ex-spouse received 50 percent of my TSP. I’m now remarried. I would like to do a full withdraw option now that I’m going to quit my second career (have reached the age of 64), but am confused on the options. Do I have to select the 50 percent survivor benefit and, if so, should our marriage not work out in the long run will I, again, lose half of my TSP?

Q. My Social Security payment is affected by the windfall elimination provision due to my City of Los Angeles police pension. I am currently receiving SS payments. My wife becomes eligible for SS distributions in one year at age 62. She will also inherit my pension (at a reduced amount) when I die (hopefully not soon). The question is: will her SS amount be affected by WEP while I’m still alive and the beneficiary of the pension or after I’m dead and she is the beneficiary of the pension?

Q. My wife is a carrier in the U.S. Postal Service. We’ve been married more than 30 years, and she’s been enrolled in medical for more than five years. I’d like to go on her medical when I retire. I’ve been told that in order to do that and retain medical and if she were to pass away before me, she would need to select survivor benefits on her retirement. We’d actually prefer not to do that, as I wouldn’t need the survivor annuity benefits. Does she have to have survivor benefits for me to use the medical benefit? Does…

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