Social Security


Q. I am a CSRS annuitant, retired four years ago. My wife will turn 62 this year and we’re debating if she should file at 62. Should she die before me, am I eligible to receive any of her Social Security benefits?

A. It depends upon circumstances, but the Government Pension Offset could wipe out any widower’s benefit you might otherwise be entitled to receive.


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Mike Miles is a Certified Financial Planner licensee and principal adviser for Variplan LLC, an independent fiduciary in Vienna, Virginia. Email your financial questions to and view his blog at

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