Q. Do you see any advantage in periodically transferring funds from my 403b to my TSP? The 403b is invested in a life-cycle fund from Vanguard, so the fees I assume are pretty low. The only advantages I see are I currently have access to funds if needs in my TSP as I was a law enforcement officer and have provision to access this as I retired with over 20 years in federal law enforcement. But I don’t plan to withdraw for a long time (I’m 53) and perhaps the TSP fees are even lower then Vanguards? I assume transfers are allowed while I am still employed with my nonprofit.
A. You’ve mentioned a couple of potential advantages, and there may be more, including access to the G Fund. You should check to be sure that you are allowed distributions from the 403b plan while you are still employed, however.
