Browsing: survivor benefit

Q. My Social Security payment is affected by the windfall elimination provision due to my City of Los Angeles police pension. I am currently receiving SS payments. My wife becomes eligible for SS distributions in one year at age 62. She will also inherit my pension (at a reduced amount) when I die (hopefully not soon). The question is: will her SS amount be affected by WEP while I’m still alive and the beneficiary of the pension or after I’m dead and she is the beneficiary of the pension?

Q. My wife is a carrier in the U.S. Postal Service. We’ve been married more than 30 years, and she’s been enrolled in medical for more than five years. I’d like to go on her medical when I retire. I’ve been told that in order to do that and retain medical and if she were to pass away before me, she would need to select survivor benefits on her retirement. We’d actually prefer not to do that, as I wouldn’t need the survivor annuity benefits. Does she have to have survivor benefits for me to use the medical benefit? Does…

Q. I am retiring July 29, 2017. I am covered under the FERS retirement system. I am 65 years old with 34-plus years of federal service. I plan on drawing regular payments from my TSP as part as my retirement. Will my wife still receive these payments should I die? She is 10 years younger than I am.

Q. I am a CSRS annuitant, having worked and paid into retirement for 34 years and retired now for six years, drawing pension. My wife is a paid-up Social Security contributor, who just turned 62. Aside from the question of when she would choose to initiate Social Security benefits, we have a question: We have been advised by a financial planner that the Government Pension Offset rules will reduce any Social Security benefits she can claim by two-thirds of our CSRS pension from my career. It seems there would be no reduction of her Social Security, but only of any Social…