Q. I’m retiring at the end of May 2017 with 25 years of civil service under FERS. I’m considering maximizing my TSP contribution (15 percent equaling $18,000) and TSP-C contribution ($6,000) in 11 pay periods before retirement. What will be the amount of government matching?

Q. I am a federal employee who plans to retire with 30 years of service when I hit the 30-year mark in the year when I am 54 years old. Something that I have read that you talked about was that if I retire in the year when I am 55, then I can fully withdraw my TSP funds. I don’t become eligible to receive a retirement until I hit 56 years and two months. Will my early or deferred retirement allow or not allow me to take advantage of the “no tax penalty” rule that allows for full withdrawals when…

Q. I am a special agent with Homeland Security Investigations in New York. If I were to retire at the end of March (due to reaching my maximum retirement age of 57 years old), would I receive a full agency match to my TSP if I were to maximize my contributions in the three short months? In other words, if I maximized my TSP contributions from January to March and put in the full $24,000 (with catch-up contributions), would my agency match be fully funded (which usually amounts to about $7,500 or so per year)?

Q. After 20 years of marriage, my wife and I have decided to divorce. Both of us became civil servants after our marriage and have TSP accounts. The settlement that we agreed upon has me paying her roughly $100,000 from my TSP account to her TSP account. In researching how to achieve this, I have only found direction on what the court order contains and the process the TSP takes to execute the court order. The brochure explaining this also states: “The party who must pay Federal income tax on the distribution will receive tax reporting and withholding information from…

Q. What is your advice regarding TSP funds after retirement? I am 70 years old with 40 years of service. I will retire within the next 15 months. Do you suggest I leave my funds in the TSP or it is more advisable to roll them over into an annuity or an IRA?

Q. Why do the L Funds have a greater percentage in the I Fund versus the S Fund? The I Fund 10-year composition is 3.20 percent versus S Fund’s 8.03 percent. What got my curiosity is the year-to-date returns: I Fund at 1.42 percent versus S Fund at 15.27 percent.

Q. I will be 50 years old in September 2017 and will have more than 20 years of federal law enforcement service. I plan to retire Dec. 31, 2017. I know I must leave my retirement funds in the TSP to qualify for the Public Safety Act’s penalty-free withdrawal options. However, I plan to withdraw about $150,000 from the TSP and start a lifetime annuity with the remaining $400,000. Will the $150,000 and/or the $400,000 withdrawals will be penalized? (I know I’ll have to pay tax, which is fine.) Can I take the $150,000 withdrawal and then a few years later initiate…

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