Q. I am retiring July 29, 2017. I am covered under the FERS retirement system. I am 65 years old with 34-plus years of federal service. I plan on drawing regular payments from my TSP as part as my retirement. Will my wife still receive these payments should I die? She is 10 years younger than I am.

Q. I’m a current CSRS employee considering retirement after 34 years of service. With a $300,000 balance in my TSP account, I’m currently risk adverse and for the past two years been in the L Income Fund. I have read many of the questions about investing and found a familiar reply below. “I suggest that you invest your TSP balance in the L Fund that most closely corresponds to your life expectancy.” I am 61 years of age and hopefully will live until my early 80s. Isn’t the L2030 fund too risky for someone of my age?

Q. Suppose I get an early-out opportunity this year at 52 or even retire at my minimum retirement age of 56 in 2020. Would I then get penalized if I were to start making withdrawals from my TSP before I reached the age of 59½? I have heard that age mentioned in relation to early TSP withdrawals before, but I am not sure how it factors in.

Q. Please explain these ads stating that you can convert your TSP retirement account over to gold. These ads are stating they have been approved by Congress. If true, would it be a wise thing to do?

Q. Will I continue to receive my supplement from the Office of Personnel Management until I reach 66½, at which time I would file for full Social Security benefit, rather than 62? Or does it stop automatically at 62? I want to hold off applying. I transferred from CSRS to FERS midway through my career and fall under WEP.

Q. I am 72 and still working at the Veterans Health Administration. If i move an outside IRA into my TSP account, will I then avoid the required minimum distribution on the outside account?

Q. I am looking for a clear answer in regard to TSP home loans. I am considering retirement in the next year. I am eligible to retire today. If I utilize a TSP home loan now for my primary residence (and planned retirement residence) and retire before the loan is paid in full, will I be hit with a penalty? Can I utilize a one-time payout at time of retirement to pay the loan in full without incurring a penalty?

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